Mortgage Loan Officer
Company: Silverton Mortgage
Location: Jacksonville
Posted on: May 13, 2022
|
|
Job Description:
Position Summary: Mortgage Loan Originator MLO Opportunity with
Builders to add to Business Preferred Lender with Several
Developers in the area 3 Years Experience The Mortgage Loan
Originator (MLO) reports to a direct Branch Manager and is
responsible for originating residential mortgage loans that meet
Silverton---s guidelines. The MLO is responsible for abiding by and
remaining in compliance with all Federal and State laws governing
the mortgage industry, as well as any additional applicable laws in
the states in which Silverton is currently licensed.
Responsibilities and Duties Maintain active Mortgage Loan
Originator licensure and keep current information in the National
Mortgage Licensing System. o Abide by Silverton---s
company-specific compliance policies, including but not limited to
Silverton---s Anti-Money Laundering policies, Safeguard Governance,
Regulation Z, Red Flag, RESPA and other policies. o Meet production
guidelines as established by the Branch Manager. o Originating the
file, quote, making application, disclosing within RESPA, Reg Z and
Fair Credit and Reporting guidelines and requesting all required
documentation from the client. o Communicate the loan process to
your borrowers, fully describing the borrower---s responsibilities
during the loan application and loan term. o Verify information
provided by your borrower, completing the application review and
preparing the file for submission to underwriting, meeting all
conditions. o Submitting files into processing. o Self-managing
your time and structuring work hours when companies are open and
consumers are available to ensure that you are available to your
customers as well as to Silverton---s support staff. o Generating
your own leads. As a general rule, Silverton does not provide leads
to MLOs. Your business should be built on referrals from existing
customers and contacts. Some Branches may have relationships with
New Construction Builders / Established Builders Education,
Knowledge, Experience o Meet and comply with all requirements for
Mortgage Loan Originators set forth in the SAFE Act, including, but
not limited to successful completion of the required background
checks and obtaining a Unique Identifier from the NMLS. o Preferred
minimum of 2 years of residential mortgage origination o Documented
residential mortgage loan volume in the past 12 months o
Established relationships with local referral networks Skills o
Ability to communicate clearly, effectively using both verbal and
written communication, across a variety of audiences o Strong
computer skills, experience utilizing laptop technology and loan
originator software o Excellent time management Technology
Proficiencies o Internet Explorer o Microsoft Office o LOS
System
Keywords: Silverton Mortgage, Jacksonville , Mortgage Loan Officer, Other , Jacksonville, North Carolina
Click
here to apply!
|